The Passive Stack

Find money you're owed

Unclaimed property from old accounts and class action settlements for things you bought. Both are free to claim, if you know where to look.

67 apps11 categories25 with a sign-up bonusChecked Oct 25, 2026

Browse by category

Tap a category to filter. Tap it again to see everything.

Free money that's already yours: unclaimed property from old accounts, and class action settlements for products you bought. Only claim settlements you qualify for, since false claims are illegal, and never pay anyone to find or file for you.

MissingMoney.com

Money you're owed
Sign-up bonus
No sign-up bonus right now

Free official search of unclaimed property, like old paychecks, deposits and refunds, held by 49 states. Hawaii runs its own search.

Typical earnings
Varies a lot
Effort
Payout
Check or direct deposit from the state

Searching and claiming are free. Ignore companies that charge a fee to find your money.

Visit site →
Checked Oct 25, 2026

Top Class Actions

Money you're owed
Sign-up bonus
No sign-up bonus right now

Lists open class action settlements, including many that need no proof of purchase. You file each claim on the settlement's official site.

Typical earnings
Varies a lot
Effort
Payout
Check, PayPal or e-payment from the settlement, often months later

Only claim settlements you actually qualify for. False claims are illegal.

Visit site →
Checked Oct 25, 2026

ClassAction.org

Money you're owed
Sign-up bonus
No sign-up bonus right now

A searchable list of open settlements with deadlines, eligibility and links to each official claim form.

Typical earnings
Varies a lot
Effort
Payout
Paid by each settlement, often months later

Only claim settlements you actually qualify for. False claims are illegal.

Visit site →
Checked Oct 25, 2026

OpenClassActions

Money you're owed
Sign-up bonus
No sign-up bonus right now

Tracks open settlements and highlights ones with no proof of purchase required, with filing deadlines.

Typical earnings
Varies a lot
Effort
Payout
Paid by each settlement, often months later

Only claim settlements you actually qualify for. False claims are illegal.

Visit site →
Checked Oct 25, 2026

Questions people ask

How much can I really make?

Most people who stack 4 to 6 apps earn $20 to $80 a month, plus one-time sign-up bonuses. Surveys and game apps pay more if you put in time. Nothing here replaces a paycheck, and the ranges on each card are typical results, not promises.

Are these apps legit?

Every app listed pays real users and is available in the US. Stick to apps that pay through PayPal, bank transfer or major gift cards, and never pay money to join an earning app.

Is it safe to share my bandwidth?

Bandwidth apps let a company route other people's web traffic through your home internet. That can trigger CAPTCHAs or blocks, and some internet providers don't allow it in their terms. Read your provider's terms first, and use the well-known apps only.

Do I pay taxes on this?

Yes. Rewards, bonuses and cash back from apps you earn money with count as income, even if you don't get a tax form. Bank bonuses usually arrive on a 1099-INT. Keep a simple list of what you earn and ask a tax professional if you're unsure.

Why use a referral link?

Many apps give new members a bigger welcome bonus when they join through a referral or partner link. When you use one of ours, we may earn a bonus too. It doesn't cost you anything.

Bank and investing bonuses sound too good. What's the catch?

They're real, but each has conditions: a direct deposit, a minimum balance or a holding period. Investing always involves risk. Read the company's own terms before you open an account, and only open accounts you'd actually use.

Your stack $0/mo Tick "Add to stack" on any app